Residential Mortgages in Vancouver, BC
Looking for a Mortgage?
We work together to find you the best mortgage to suit your needs based on your current and future goals. Using our Home Buyers’ Mortgage Guide, we will go over what is required from a lender’s point of view and discuss the process involved in getting you the best possible mortgage.
At Pinsky Mortgages, we recognize that there is not always a lot of time between getting an accepted offer, and removing subjects. That’s why we always do as much work as we can prior to our clients writing their offers so that there is less stress once there is a contract in place. Whether we’ve been working together in advance or not, you can count on our ability to secure approvals quickly and efficiently.
Our relationship does not end when your mortgage funds! We will continue to support you throughout the life of your mortgage and beyond by offering complimentary services including annual reviews of your mortgage, and advice on how to become mortgage-free sooner.
Personalized Mortgage {}
Together we develop mortgage strategies with pre-payment scenarios tailored just for you. This important step allows you to pay down your mortgage faster while paying less interest overall. Most importantly, we go over “Payment Shock” and how to avoid it.
Book A Free Consultation.
You should get the best mortgage possible! Request a free consultation and we’ll handle the rest.
Our Mortgage Services
The Pinsky Home Buying Process
We’re looking forward to providing you with the mortgage advice and service all of our clients and referrals have come to expect.
[01]
Review lenders, mortgage options, and mortgage types
Not all mortgages or lenders are created equal. We will go over available mortgage options and highlight the features you may want based on your future financial goals.
[02]
Determine a timeline for your purchase
Your purchase timeline dictates whether a pre-approval should be started or, if you have a home under contract, a firm approval should be processed right away.
[03]
Submit required documentation
Your pre-approval is contingent upon lenders having your income documentation, down payment confirmation, and your credit bureau.
[04]
You and your Realtor will analyze your needs, wants and priorities for your new home
Determine the type of home you are interested in purchasing. Your Realtor will help you find and rate properties based on criteria you create together.
[05]
Tour properties with your Realtor
After looking at properties, you will find a home that fits your needs.
[06]
You and your Realtor decide on a desired purchase price
The sellers will either accept, reject, or counter your offer. This process will go on until a mutual agreement is met.
[07]
Provide property information to Pinsky Mortgages
Submit your closing contract, MLS listing, Property Disclosure Statement and Form B with its attachments.
[08]
Mortgage submission and your 3 Unique Mortgage Bids
With a closing date in mind, we will be able to provide you with 3 competitive mortgage bids for your mortgage. Your initial pre-approval will be included in your options.
[09]
Property due diligence
Have the home inspected by a qualified home inspector, read the strata minutes (if applicable), and become acquainted with any other relevant property information. At this time, an appraisal may be required by the lender.
[10]
Make arrangements
Make arrangements with your:
- Conveyancing lawyer or notary
- Home insurance specialist
- Personal insurance specialist
- Movers or book your moving truck
[11]
Completion Day
On the completion day, your lawyer will handle the money and title transfer on your behalf.
What our clients are saying
A truly amazing team of professionals! Buying a place in this market can be very stressful, but Pinsky Mortgages were very supportive and helpful throughout the whole process. We always felt that we are in good hands. A special thank you to Adrianna for always being there to help and answer all our questions (we had a looooot of them). It’s so great to work with people who care!— Anastassiya Portnyagina
Eitan and his team are extremely professional and guided us through the purchase of our first home. They were very responsive and made us feel confident that we understood the process from start to finish. Thank you to the team – we could not be happier with the end result!— Annie Stewart
We could not have expected better! We worked with the A team (Adam C mostly). Adam was so on point and really got us a sweet deal. He was very helpful and friendly. He made the whole process so much simpler and stress-free, as he was on top of everything we needed. I would absolutely recommend working with him and Pinsky Mortgages.— Jeremy Bottein
After several last-minute letdowns from multiple local brokers only to be denied due to an unknown 3rd party’s neglect, I found Pinsky online with great-sounding reviews. I had barely left an email when suddenly Eitan was phoning me. After explaining my dilemma and the limited time frame he assured me it wouldn’t be a problem and not to worry anymore. There was no shortage of obstacles but Parmeeed and Eitan took the challenge and came through for me when no one else could. This morning I received a call from my new mortgage lender welcoming me to their bank. I am so grateful my Karma was in my favour to have found them. It goes without hesitation that I will recommend Pinsky Mortgage.— John Tait
My partner and I primarily worked with Adam Clarke and could not have had a more positive experience purchasing our first home. Adam and team were extremely professional, responsive and very easy to work with. Adam guided us through the whole process and patiently answered every little question we had (and there were many). We would definitely recommend Pinsky Mortgages to everyone!— Caroline Graham
A truly amazing team of professionals! Buying a place in this market can be very stressful, but Pinsky Mortgages were very supportive and helpful throughout the whole process. We always felt that we are in good hands. A special thank you to Adrianna for always being there to help and answer all our questions (we had a looooot of them). It’s so great to work with people who care!— Anastassiya Portnyagina
Eitan and his team are extremely professional and guided us through the purchase of our first home. They were very responsive and made us feel confident that we understood the process from start to finish. Thank you to the team – we could not be happier with the end result!— Annie Stewart
We could not have expected better! We worked with the A team (Adam C mostly). Adam was so on point and really got us a sweet deal. He was very helpful and friendly. He made the whole process so much simpler and stress-free, as he was on top of everything we needed. I would absolutely recommend working with him and Pinsky Mortgages.— Jeremy Bottein
After several last-minute letdowns from multiple local brokers only to be denied due to an unknown 3rd party’s neglect, I found Pinsky online with great-sounding reviews. I had barely left an email when suddenly Eitan was phoning me. After explaining my dilemma and the limited time frame he assured me it wouldn’t be a problem and not to worry anymore. There was no shortage of obstacles but Parmeeed and Eitan took the challenge and came through for me when no one else could. This morning I received a call from my new mortgage lender welcoming me to their bank. I am so grateful my Karma was in my favour to have found them. It goes without hesitation that I will recommend Pinsky Mortgage.— John Tait
My partner and I primarily worked with Adam Clarke and could not have had a more positive experience purchasing our first home. Adam and team were extremely professional, responsive and very easy to work with. Adam guided us through the whole process and patiently answered every little question we had (and there were many). We would definitely recommend Pinsky Mortgages to everyone!— Caroline Graham
A truly amazing team of professionals! Buying a place in this market can be very stressful, but Pinsky Mortgages were very supportive and helpful throughout the whole process. We always felt that we are in good hands. A special thank you to Adrianna for always being there to help and answer all our questions (we had a looooot of them). It’s so great to work with people who care!— Anastassiya Portnyagina
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