Mortgage Resources

First Time Buyer

Check out our deep dives in mortgage education and learn how to manage your home.

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Kitsilano: It’s a Vibe

Category: First Time Buyer,

Where Sun, Sand, and Community Spirit Meet Welcome to Kitsilano—Kits for short—the neighbourhood where urban grit meets sandy feet, and every day feels just a little bit like Saturday. With its legendary Kits Beach (Lonely...

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Refinance vs Renewal: Unlock Savings for Vancouver Homeowners

Category: Education and Learning,

Why Consider Refinancing Your Mortgage Right Now? Imagine slashing thousands off your interest payments or tapping into your home equity for that dream renovation – all without the hassle of starting over. In Vancouver’s fast-paced...

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All About OSFI’s New Rental Guidelines

Category: Education and Learning,

A couple of weeks ago, OSFI threw mortgage advisors and the industry for a loop with its guidance at “Industry Day:” “For Borrowers with multiple mortgages, the income used for the borrower income criterion should...

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Unlock Vancouver Home Equity for a Joyful Christmas: Smart Tips & Strategies

Category: Home Purchase,

Can Home Equity Make Your Holidays Merry Without the Financial Worry? Imagine decking the halls in your Yaletown condo without the post-Christmas credit card blues. As Vancouver homeowners face a slightly cooling market—with average prices...

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How Life Stages Influence Mortgage Choices: Insights for Vancouver’s Growing Families

Category: First Time Buyer,

Life’s journey brings joy, challenges, and changes—especially for families expanding in Vancouver’s vibrant yet competitive housing landscape. From the thrill of a first child to the adjustments of empty-nest living, each stage demands a mortgage...

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Navigating Mortgages for Growing Families: A Guide to Life Stages in Vancouver

Category: Education and Learning,

As families evolve through life’s stages—from welcoming newborns to sending kids off to college—their housing needs change dramatically. In Vancouver’s bustling real estate scene, where competitive markets and economic shifts like immigration influxes drive demand,...

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Understanding Mortgage Rates and Choosing a Good Mortgage Broker

Category: First Time Buyer,

Current Interest Rates* 5 Yr Fixed (insured) 4.09% – 3 Yr Fixed (insured) 3.69% – 5 Yr Fixed 4.34% – 3 Yr Fixed 3.99% – 5 Yr Variable (insured) 4.20% – 2 Yr Fixed (insured)...

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How Pinsky Mortgages’ 40-Step Process Benefits Different Clients: From First-Time Buyers to Investors in BC

Category: First Time Buyer,

Wondering how a detailed mortgage process can tailor to your specific needs in Vancouver? Pinsky Mortgages’ 8-workflow, 40-step system is designed for flexibility, addressing the unique challenges of various clients while securing the best mortgage...

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Understanding Pinsky Mortgages’ 8-Workflow, 40-Step Process: Your Guide to Stress-Free Mortgage Approval in Vancouver

Category: Real Estate Agent,

Are you navigating the Vancouver real estate market and feeling overwhelmed by mortgage options? At Pinsky Mortgages, we make it simple with our comprehensive 8-workflow, 40-step mortgage process. This structured approach ensures transparency, personalized service,...

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How HELOC Loans Can Transform Your Finances: Case Studies from Vancouver Homeowners

Category: Home Purchase,

In today’s economic climate, Vancouver homeowners are increasingly turning to Home Equity Line of Credit (HELOC) loans to manage finances creatively. But how exactly can a HELOC change your financial landscape? This post dives into...