Mortgage Resources

First Time Buyer

Check out our deep dives in mortgage education and learn how to manage your home.

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Ring in 2026 Ready to Buy: 7 Essential Steps to Secure Your Mortgage Pre-Approval Before January 1

Category: Education and Learning,First Time Buyer,

Picture this: It’s December 31, 2025, and as fireworks light up Vancouver’s skyline from Coal Harbour to the North Shore mountains, you’re not just toasting to the new year—you’re toasting to your future home. With...

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Your 2026 Homeownership Roadmap: Smart Strategies for Buying, Refinancing, and Building Wealth

Category: Education and Learning,First Time Buyer,Home Purchase,Renew Refinance,

Your 2026 Homeownership Roadmap: Smart Strategies for Buying, Refinancing, and Building Wealth The Vancouver real estate market is dynamic, challenging, and historically one of the most robust wealth-building vehicles in Canada. As we look ahead,...

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US Jobs Disappearing – Canadian Rates Decreasing

Category: First Time Buyer,

US Jobs Disappearing – Canadian Rates Decreasing Private and public data is showing a weakening in the US job market, even though the US isn’t releasing much details. Payroll estimates suggest that employers will cut...

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Supercharge Your Credit Score Before 2026: Unlock Vancouver’s Best Mortgage Rates and Stress-Free Homeownership

Category: Renew Refinance,

As Vancouver’s November chill sets in on November 25, 2025—with holiday lights twinkling along Robson Street and the faint promise of Stanley Park’s winter wonderland—it’s the perfect time to hit reset on your finances. Why?...

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Smart Holiday Budgeting: Enjoying Christmas in Vancouver Without Stretching Your Mortgage

Category: Home Purchase,

As the crisp Vancouver air turns festive with twinkling lights on Granville Island and the scent of evergreen from Stanley Park, it’s hard not to get swept up in the holiday magic. But for homeowners...

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Predictions for the 2026 Mortgage Market in Vancouver, BC

Category: Education and Learning,

By Eitan Pinsky, Leading Mortgage Broker in Vancouver, BC Vancouver’s 2025 has navigated policy headwinds and rate fluctuations, but 2026 forecasts from the Canadian Real Estate Association (CREA), Re/Max Canada, and Central 1 Credit Union...

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Kitsilano: It’s a Vibe

Category: First Time Buyer,

Where Sun, Sand, and Community Spirit Meet Welcome to Kitsilano—Kits for short—the neighbourhood where urban grit meets sandy feet, and every day feels just a little bit like Saturday. With its legendary Kits Beach (Lonely...

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Refinance vs Renewal: Unlock Savings for Vancouver Homeowners

Category: Education and Learning,

Why Consider Refinancing Your Mortgage Right Now? Imagine slashing thousands off your interest payments or tapping into your home equity for that dream renovation – all without the hassle of starting over. In Vancouver’s fast-paced...

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All About OSFI’s New Rental Guidelines

Category: Education and Learning,

A couple of weeks ago, OSFI threw mortgage advisors and the industry for a loop with its guidance at “Industry Day:” “For Borrowers with multiple mortgages, the income used for the borrower income criterion should...

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Unlock Vancouver Home Equity for a Joyful Christmas: Smart Tips & Strategies

Category: Home Purchase,

Can Home Equity Make Your Holidays Merry Without the Financial Worry? Imagine decking the halls in your Yaletown condo without the post-Christmas credit card blues. As Vancouver homeowners face a slightly cooling market—with average prices...