Mortgage Resources

Preparation + Checklist

Below is the typical document checklist clients have to prepare.

Personal Information

For salaried individuals, lenders will require:

  • Letter of Employment
  • Most Recent Pay Stub
  • A lender may also request your recent Notice of Assessment (NOA)

For hourly workers, or commission employees, lenders will require:

  • Most recent 2 years of T4s
  • Letter of Employment
  • Most Recent Pay Stub

For self-employed individuals, lenders will require:

  • Most recent 2 years of T1 General tax returns + NOAs
  • Most recent 2 years of business financials
  • Incorporation documentation (if available)

Your Down Payment Information

If you are purchasing, lenders will require a 90-day history of your down payment. The down payment history can be in the form of chequing, savings or investments statements, gift documentation, and/or other documentation.

Properties you Currently Own (If Applicable)

If you currently own properties, lenders will require:

  • Municipal property tax assessment
  • Current mortgage statement on property (if applicable)
  • Rental leases (if applicable)

The list of required documents will increase with the complexity of our application.

Need to calculate how much mortgage you need? Use our mortgage calculation tool or visit our Vancouver mortgage broker website to book a consultation.

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